Company name Tier Technologies, Inc.
Stock ticker TIER
Live stock price [stckqut]TIER[/stckqut]
Confident Investor Rating Poor

“Tier Technologies, Inc. (Tier) is a provider of biller direct electronic
payment solutions, through its primary brand Official Payments. These
solutions provide payment services via multiple channels, including the
Internet, automated Interactive Voice Response (IVR), call center and
point-of-sale (POS), environments. Its solutions include multiple enhanced
payment services, including convenience fee payments, absorbed payments,
payment reminder and automated payment scheduling. It also offers its
clients a range of payment choices, including credit and debit cards,
electronic checks, cash and money orders, and emerging payment methods to
meet the needs of their customers. Its segments include Electronic Payment
Solutions (EPS) and Wind-down operations. ”

Confident Investor comments: At this price and at this time, I do not think that a Confident Investor can confidently invest in this stock. It is not possible to confidently invest in a company that is not currently profitable.

Company name ResMed Inc.
Stock ticker RMD
Live stock price [stckqut]RMD[/stckqut]
P/E compared to competitors Fair
MANAGEMENT EXECUTION
Employee productivity Fair
Sales growth Good
EPS growth Good
P/E growth Poor
EBIT growth Good
ANALYSIS
Confident Investor Rating Fair
Target stock price (TWCA growth scenario) $51.22
Target stock price (averages with growth) $70.95
Target stock price (averages with no growth) $54.32
Target stock price (manual assumptions) $44.58

“ResMed Inc. (ResMed), is a holding company for the ResMed Group. The
Company, through its subsidiaries, is a developer, manufacturer and
distributor of medical equipment for treating, diagnosing, and managing
sleep-disordered breathing and other respiratory disorders. Sleep-disordered
breathing (SDB), includes obstructive sleep apnea (OSA), and other
respiratory disorders that occur during sleep. It has developed a number of
products for SDB and other respiratory disorders including airflow
generators, diagnostic products, mask systems, headgear and other
accessories. Its manufacturing operations are located in Australia,
Singapore, France and the United States. Major distribution and sales sites
are located in the United States, Germany, France, the United Kingdom,
Switzerland, Australia, Norway and Sweden. On October 1, 2009, it acquired
100% of Laboratoires Narval SA. Laboratoires Narval manufactures and
distributes a mandibular repositioning device (MRD). ”

Confident Investor comments: At this time, I think that a Confident Investor can cautiously invest in this stock as long as the price is correct. Most of the fundamentals of this company are good but there are some concerns.

Company name Old National Bancorp
Stock ticker ONB
Live stock price [stckqut]ONB[/stckqut]
P/E compared to competitors Fair
MANAGEMENT EXECUTION
Employee productivity Poor
Sales growth Fair
EPS growth Poor
P/E growth Good
EBIT growth Poor
ANALYSIS
Confident Investor Rating Poor
Target stock price (TWCA growth scenario) $13.29
Target stock price (averages with growth) $13.36
Target stock price (averages with no growth) $9.9
Target stock price (manual assumptions) $11.09

“Old National Bancorp (Old National) is a financial holding company. Old
National, through its wholly owned banking subsidiary, Old National Bank,
provides a range of services, including commercial and consumer loan and
depository services, investment and brokerage services, lease financing and
other traditional banking services. Through its non-bank affiliates, it
provides services to supplement the banking business, including fiduciary
and wealth management services, insurance and other financial services. The
Company provides financial services primarily in Indiana, eastern and
southeastern Illinois, and central and western Kentucky. Old National
operates in two segments: community banking and treasury. ”

Confident Investor comments: At this price and at this time, I do not think that a Confident Investor can confidently invest in this stock.

Company name IBERIABANK Corporation
Stock ticker IBKC
Live stock price [stckqut]IBKC[/stckqut]
P/E compared to competitors Good
MANAGEMENT EXECUTION
Employee productivity Fair
Sales growth Good
EPS growth Good
P/E growth Good
EBIT growth Good
ANALYSIS
Confident Investor Rating Good
Target stock price (TWCA growth scenario) $91
Target stock price (averages with growth) $118.3
Target stock price (averages with no growth) $95.77
Target stock price (manual assumptions) $73.4

“IBERIABANK Corporation (IBERIABANK) is a multi-bank financial holding
company with 209 combined offices, including 136 bank branch offices in
Louisiana, Arkansas, Florida, Alabama, Tennessee, and Texas, 26 title
insurance offices in Arkansas and Louisiana, and mortgage representatives in
47 locations in 12 states. The Company is the holding company for
IBERIABANK, a Louisiana banking corporation, Louisiana; IBERIABANK fsb, a
federal savings bank; Lenders Title Company, an Arkansas-chartered title
insurance and closing services agency and IBERIA Capital Partners LLC, a
corporate finance services firm in formation. The Company offers traditional
commercial bank products and services to its clients. These products and
services include a an array of commercial, consumer, mortgage, and private
banking products and services, cash management, deposit and annuity
products, and investment brokerage services. ”

Confident Investor comments: At this price and at this time, I think that a Confident Investor can confidently invest in this stock.

Company name Coach, Inc.
Stock ticker COH
Live stock price [stckqut]COH[/stckqut]
P/E compared to competitors Good
MANAGEMENT EXECUTION
Employee productivity Good
Sales growth Good
EPS growth Good
P/E growth Poor
EBIT growth Good
ANALYSIS
Confident Investor Rating Good
Target stock price (TWCA growth scenario) $74.97
Target stock price (averages with growth) $92.4
Target stock price (averages with no growth) $66.39
Target stock price (manual assumptions) $72.1

Confident Investor comments: I have reviewed Coach on this site before but they have improved the performance enough to be a Good Company. At this price and at this time, I think that a Confident Investor can confidently invest in this stock.